We value your privacy and are committed to protecting your personal information at VSJ Fincap. This privacy statement describes our practices for gathering, utilising, and protecting the data you entrust to us. By accessing our website or using our services, you agree to the terms and conditions stated in this policy.

"Applicable Laws" refers to the relevant laws, including the Information Technology Act, of 2000, and its associated rules.

When someone uses our website, "user" includes both natural and legal persons.

"Information" encompasses the data provided by users on our website.

"Personal information" refers to any data related to a natural person that can directly or indirectly identify that person, either on its own or in combination with other information.

"Sensitive Personal Data and Information (SPDI)" includes specific categories of personal information such as passwords, financial details, health conditions, sexual orientation, biometric information, and other data that may be subject to protection under the applicable laws. Publicly available information and details provided under the Right to Information Act, 2005, or any other applicable law are not considered sensitive personal data or information under this policy.

While we are committed to protecting your privacy, we cannot guarantee that all your private communications and information will remain confidential. You understand and acknowledge that you assume all responsibility and risk associated with your usage of our website and the internet in general.

We collect information provided by users, including feedback, contact details, names, addresses, and other data filled out on our website. We also gather information from third parties and automatically collect certain data, such as computer operating system details, browser information, language preferences, referring websites, time spent on our website, pages viewed, and actions taken.

The information you provide is used and processed by us for the following purposes:

Responding to queries posted on our website.

Protecting against unlawful activities, such as fraud.

Operating, maintaining, and enhancing the functionality of our website.

Notifying you about updates and enhancements to our website.

Providing requested information, products, or services.

Fulfilling contractual obligations between you and VSJ Fincap.

Monitoring the effectiveness of marketing campaigns.

Providing you with information about goods and services that may interest you.

Aggregating data for analytical purposes to help advertisers reach their target audience.

We do not disclose individually identifiable information to advertisers. However, we may share aggregated information that does not personally identify individuals to advertisers. If you do not want us to process your personal information for marketing purposes, you have the right to request so.

We do not share your information with external companies, organizations, or individuals unless one of the following circumstances applies:

With your consent.

to abide by any applicable laws, rules, or legal requirements.

To enforce our Terms of Service and investigate potential violations.

To detect, prevent, and address fraud, security issues, or technical problems.

To the extent required or permitted by law, to safeguard the safety, property, or rights of users of our website, service providers, and the general public.

Rights you have:

The following rights are available to you as a user:

The right to access your personal information.

The right to rectify any inaccurate information.

If you wish to exercise these rights or have any questions regarding our privacy practices, please contact our Grievance Officer, whose details are provided below.

This privacy policy applies to all services offered by VSJ Fincap through our website. However, it does not cover services provided by other companies or individuals on non-VSJ Fincap websites. Additionally, it does not apply to the information practices of third-party websites or individuals who advertise our website or offer their products or services through our website.

We take reasonable measures to protect the information provided by users from unauthorized access, alteration, disclosure, or destruction. This includes reviewing our information collection and storage practices, implementing physical security measures, restricting access to authorized personnel, and following industry-standard security procedures. Please be aware, though, that no security measure is impenetrable, and we cannot ensure the complete protection of your information.

At any moment, we retain the right to change this privacy statement. Any changes will be notified to you through our website. Your continued use of our services and website constitutes acceptance of the updated privacy policy.

We respect your rights and comply with applicable laws. If you have any questions or concerns regarding our privacy policy or how we collect, use, or disclose your information, please contact our Grievance Officer, who will address your grievances promptly. The details of the Grievance Officer are provided below. We strive to provide satisfactory resolutions to any discrepancies or concerns you may have regarding your information with VSJ Fincap.

Please contact the Grievance Officer to address any discrepancies or grievances you may have with respect to your information with VSJ Fincap. The Grievance Officer will handle your concerns promptly and efficiently.